Insurance & Reinsurance Brokers at Lloyd’s
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Where can I travel on my travel insurance?

Most of our policies offer European or Worldwide cover unless agreed otherwise with your employer. Our European policies often extend to other areas too, for example African countries bordering the Mediterranean Sea may be included without additional charge. The full definition of where we cover for Europe can be found on the full policy wording.

Worldwide really does mean precisely what it says. You can travel to any country in the world as long as the FCDO are not advising against travel there. This includes cover for countries such as the USA and Canada as we know some customers have concerns over the high medical costs in countries like these.

 We do not cover travel to destinations to which the Foreign, Commonwealth & Development Office advise against travel. If the FCDO think a place is too dangerous to allow people to travel to then insurers won’t cover it. You can check the position on your destination by visiting