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News

Does my travel insurance provide personal liability cover whilst skiing?

20 January 2022

As long as you have opted for winter sports cover the travel insurance policy will provide personal liability cover in the event that you cause accidental injury to a third…
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Will my travel insurance cover me for emergency medical expenses arising from COVID-19 whilst on holiday?

31 March 2021

Cover will be provided for emergency medical expenses arising from COVID-19 provided you have not travelled to or have not remained in any country or area contrary to Foreign…
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Are pre-existing medical conditions covered?

9 December 2020

These schemes are not medically underwritten and as a result most illnesses are covered as standard.  You are not required to declare any pre-existing medical conditions.  However, you should…
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What happens if my airline stops trading?

3 November 2020

The Travel industry recognises that protecting customer money and ensuring that customers receive services and holidays for which they have paid, is a matter of major importance to those who…
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How do I protect my holiday arrangements from financial failure?

3 November 2020

The Travel industry recognises that protecting customer money and ensuring that customers receive services and holidays for which they have paid, is a matter of major importance to those who…
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Does my travel insurance allow me to travel when pregnant?

3 November 2020

If you are pregnant you can still travel on your Crispin Speers & Partners travel insurance. The insurance covers unforeseen events and will not cover routine examinations or treatments while…
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What activities can I undertake on holiday?

3 November 2020

You should refer to the full certificate wording where we have a list of activities and circumstances related to activities that are excluded under the policy…
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I need to make a claim what should I do?

3 November 2020

You should refer to your  Policy Wording document that you received at the outset which contains details of the company appointed to handle claims.  You should also be able to…
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Can I change my cover mid-term?

3 November 2020

Changes to cover midterm are subject to specific lifestyle events that have been agreed with your company. Please refer to the Eligibility section on the full policy wording to see…
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How do I get details of the insurance before the scheme starts?

3 November 2020

During the election period your employer will make the details available to you. If you do not know where to find this please contact your HR department. We send out…
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